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  • Comparison: HDFC Ergo Optima Restore with Niva Bupa ReAssure
    Optima Restore has for long been one of the best selling health insurance plan. Over 10 years ago when Apollo Munich introduced “restore” as part of Optima Restore it was kind of a revolution. Many insurers since then have tried to replicate some features or all of it. Niva Bupa (formally Max Bupa) introduced the plan ReAssure in middle of Aug 2020 and it soon […]
  • Comparison between PSU Health Insurance Plans
    It is for long that I had been willing to compare PSU health insurance plans. These plans for long have captured significant mind share of Indian consumers. The health insurance plans by four PSU or government insurance companies are very similar to each other at a first glance but when one digs deeper the finer details emerge.The PSU or goverment health insurance plans are very […]
  • Tax Saving Options under Section 80C
    As per Income Tax Act there are various tax saving options under section 80C. As a matter of fact for many youngsters this is the very first step towards inculcating the habit to save and reduce the outgo of income tax. Since there are many options most get confused which is the best one that they should choose. To me a single product does not […]
  • Things to Know Before Buying Health Insurance
    I have come across significant number of people who understand the importance of Health Insurance however they do not buy one because they find it too difficult to understand. Another deterrent  is a feedback they or someone close in their network have been denied a claim in past. So what is it with Health Insurance companies that make it so complex? Below are things to […]
  • Group Health Insurance Vs Individual/Family Floater Mediclaim?
    Having being is the business of providing risk cover to clients, I come across many individuals who think that their office health policy or Group Health Insurance is good enough to take care of medical expenses. They usually are far away from an emergency fund and depend on either savings or borrowings from friends & family. A Group Insurance Policy is a great product as […]